Cashflow APIs to rapidly build your fintech app
Developers and data scientists use Pave to connect their data sources and retrieve clean & unified insights into their consumers’ spending habits, bills, earnings profile, and account health.
Use Cases
Use cashflow insights to build budgeting features, recommendations engines, risk models, and more.
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Build budgeting functionality
Access clean transactions to help customers understand spending behavior. Send alerts when spending habits change.
Predict overdrafts
Help customers avoid overdrafts by analyzing their earnings, upcoming bills, and account balances.
Analyze risk
Use cashflow & account health insights in risk models for wage advances, overdraft protection, or personal lending.
Predict upcoming bills
Alert customers about upcoming payments so they can plan their finances.
Build recommendations
Help customers meet goals by monitoring fluctuations in behavior to make useful recommendations.
Segment your customers
Analyze LTV, acquisition, and retention by segmenting across earnings & spend profiles.
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